The Life Transition Newsletter, Volume 1, Edition, #4, August 14th, 2008

0 Comments Published January 27th, 2008 in General.

Feature Article: Paul Mila (his picture is above) became a novelist, scuba diving expert and a world traveler after a 30 year career in corporate America. You will find this article fascinating and it may lead to your next adventure!
Dear Friends,
This week’s edition also includes:
· As you attempt to go from one career to another consider “Taking an inventory of your assets”. You may be surprised at how much you have to offer a new employer or yourself, if you intend to retire.
· A letter from Chris (an LTNewsletter reader and a Protirement Workshop attendee) regarding Bret Favre, career changes and retirement. This is not just about football, it’s about life and the decisions we make.

Get your articles, stories, ideas and comments in by August 25th for the next edition of Life Transitions Newsletter.

Paul Mila is writing his third novel! He began this career at the age of 55!
Paul retired after a successful corporate career, and now devotes his time to writing, scuba diving around the world, underwater photography, and speaking to groups about ocean conservation. He has enjoyed the opportunity to photograph and dive with Caribbean reef sharks in the Bahamas, humpback whales in the Dominican Republic and in the South Pacific Tonga Islands, diverse sea life in the Cayman Islands, Cozumel, Bonaire, Hawaii, Antigua, and in his home waters off Long Island, NY.

His underwater pictures have been featured in magazines, on scuba diving web sites, and shown at the Mind, Body, Spirit Festival in Australia.

Following the advice of writers who said to write about what you know and like, he has incorporated the ocean and diving as the core of his writing. FIREWORKS is his third novel. Diving in the same waters as the characters in his books has enabled him to write with realism, and to describe for non-diving readers the beauty and wonder of exploring our undersea world.

You can contact Paul via email: pjmila@hotmail.com and visit his website, www.cozumelisparadise.com

Self Inventory
Here is the first step in making changes to your life. Many people underestimate their talents, skills and abilities. They also have not reviewed what it is that they like and dislike.
Ask yourself these questions:
What holds your interest?
What do you like to do?
What do you do when there’s nothing else to do?
What do you do well? Are you happy and satisfied when you do these activities?
What don’t you like to do?
Your Inventory of Attributes
First list them, then describe them to your satisfaction and then prioritize them. (Next time we will discuss what to do next.)
Abilities - competence in an activity or occupation because of one’s skill, training, or other qualification: the ability to sing well.
Traits - A distinguishing feature, as of a person’s character. Synonym - quality. creative, friendly, organizer, leader, etc.
Skills - The ability, coming from one’s knowledge, practice, aptitude, etc., to do something well - sports, woodworking, cooking, knitting
Talents - A special natural ability or aptitude - music, singing, playing the piano, drawing, athletic, etc.
Competencies - Having suitable or sufficient skill, knowledge, experience, etc., for some purpose; properly qualified: He is perfectly competent to manage the bank branch. A level of attainment or proven abilities such as financial analyst, auditor, programmer etc.
Preferences - To set or hold before or above other persons or things in estimation; like better; choose rather than: to prefer beef to chicken. Prefer to work outdoors or indoors, work in groups, work alone, etc.
Likes - To take pleasure in; find agreeable or congenial: We all liked the concert. having a good meal with people, camping, traveling, running, helping people, immersion
Dislikes – To regard with displeasure, antipathy, or aversion: I dislike working. I dislike oysters. deadlines, selling, pressure, long projects
Interests – the feeling of a person whose attention, concern, or curiosity is particularly engaged by something: He has a great interest in football. Ex. history, novels, archeology, watching sports.
Hobbies - An activity or interest pursued for pleasure or relaxation and not as a main occupation: Her hobbies include stamp-collecting and woodcarving.

Brett Favre: a Study in Retirement and Life Transitions—a letter from Chris
FYI, my husband and I are Wisconsin natives (my husband a Green Bay native). And we have followed Brett Favre for his entire career. With the good season he had, we Wisconsinites were all stunned when he announced his retirement this spring. Yet, we all recovered and accepted that he had had a great season, a great career, and that it was time to retire, and we would all be forever grateful for all the years of exciting play and good memories. Apparently, Brett himself couldn’t accept it. But, with all the “waffling” about retiring he has done for the last 3-4years, it doesn’t surprise me that all of this retirement-unretirement-New York Jets situation came about - and what a mess and embarrassment it became. I always suspected that he would have a problem when the time came - and he has.
Last spring, on the David Letterman show, when Letterman asked him what he was doing now that he was retired, he said one word “nothing”. Letterman asked him a few more questions - any plans, any broadcasting jobs, any thing lined up, and he said one word; “no”. He had very little affect in his speech. Since I myself retired last year, and I am still almost as busy as ever (this spring, I took the Master Gardener class that I always wanted, and am now doing my volunteer hours at a farm museum in the heirloom vegetable garden), I thought to myself; ”this doesn’t sound good - he does not appear to be happy, he seems a little aimless, he does not have a retirement plan and did not prepare himself very well, and this will not turn out well”. He still doesn’t have a plan. This New York situation came about within 48 hours. And did you notice that on TV last night, he still does not look happy? Hopefully, he will eventually get some counseling from a neutral third party before he retires again (and not from his wife or his agent, who are the two who stirred up his simmering unrest). That’s when I thought of your newsletter. If there were ever someone who needs to develop this new part of his life, it’s Brett Favre.!!
Maybe he is using New York as a transition. I hope he finds peace soon.
As an aside: I’m guessing that you can not tell from the e-mail, but my husband and I have lived on Long Island for 21 years after being transferred from Wisconsin, having been lifelong Wisconsin residents up to that point. So we go way back, including the Lombardi years. We were in our mid-thirties when we came to LI. So we know what the transition from the Midwest to metropolitan New York is like, and “it ain’t easy!” However, it was a mid-life move for us, full of hope for my husband’s career; whereas this [Brett Favre’s] is an end-of-career. last-ditch retirement move (let’s face it, he’s not long for the NFL at his age) on Brett’s part. He’s floundering, he’s grasping for some meaning to his life - this New York Jets gig is just a desperate move. It’s hard for me to watch this happen to one of our most admired sports legends in Wisconsin, especially hard when he will be in our own backyard now after all these years and I fear may self-destruct in front of our own eyes. This, while I who just retired also, am enjoying retirement immensely. I almost feel guilty! I do however, think that it might be more of a man’s problem, and when you are in such a macho sport as football, the problem is magnified. He has so many more years of life left; I hope he comes up with something more meaningful and long term. (I don’t mean to demean the Jets - this would have applied to any team he would have gone to.)
Keep up the good work. Chris
Editor’s note: What do you think about what Chris has written? There’s some excellent insights here, but your opinions will be welcome. SPB

The Life Transitions Newsletter is a twice monthly publication. For your articles to be selected, they must be received by the second and fourth Monday of the month and will be published by the second and fourth Thursday of the month. Selected articles, ideas and comments must be as brief as possible. (Please note: that the next edition will be published on August 28th and articles must be received by August 25th.)

Stan Broitman
Certified Retirement Coach
email: retirementnet@optonline.net
blog: http://protirenet.com
631-427-4697

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The Life Transition Newsletter - Volume 1, Edition #3, July 31, 2008

0 Comments Published January 27th, 2008 in General.

Feature Article: Un-stick Your Life
Dear Friends,
This week’s edition includes:
· I have written an article based upon my coaching experiences; “un-stick your life”. I hope this will give some ideas on how to find what you want and how to begin to do it.
· Rob Rainer, our computer expert gives us some hints on how to protect your email on Microsoft Outlook Express.

Get your articles, stories, ideas and comments in by August 11th for the next edition of Life Transitions Newsletter.
Un-stick Your Life
By Stan Broitman
Are you stuck in a place you don’t really want to be in? “I do the same stuff every day.” When you decide you want to do something new, perhaps more exciting, it may occur to you that you do not know what to do or how to do it. You may have the feeling of “activity or occupational malaise”. If you are retired, you may have just realized that you are bored or just need something more meaningful or different to do. In either case; you may be in a rut!
Many of us have focused so long on our careers that we have excluded other pursuits. There are several reasons for this condition:
· We have let our interests or passions go untended for lack of time.
· Imagined ourselves doing something we always wanted to do, but have never done it.
· Excluded a whole area of our lives (there are six of these) because we never seemed to have time or just never got to it.
· We may have a fear of trying something new because we are afraid of failing.
· Parents, friends, teachers, relatives have told us that we were not good at or suited to something as a child and we just believed them.

The first step in determining what to do is to take an inventory, ask yourself the following questions:
· Who am I?
· What are my values?
· What is meaningful and/or fun to me?
· Have I been leading a life that is in synch with these values, meaning and my view of just plain fun?
· If I have not been in synch with my values, what do I need to do to change this condition?

If you still cannot identify your fun and meaning try a “life review meditation.” Now, don’t go to Tibet to find your guru. Your guru may be living in your head, seek him/her out.
· Try something simple like closing your eyes (don’t fall asleep) and put yourself in the most tranquil place you have ever been.
· Square breathe – inhale to the count of 4, hold your breath to the count of four and exhale to the count of four. Do this four times.
· In this tranquil place, ask yourself: “Why am I here?” “What is the thing I have always wanted to do?” “What can I do to change my life and have more fun?”
Choose one thing that sounds good to you. Then make up a plan to do that one thing. “Chunk down” your plan into easy, do-able steps. Don’t overload yourself! Explore and experiment with your new insight. It may take some time before it evolves into something more pleasing.
Next time: I will give you more hints about finding your new activity or career. I will discuss: “Taking an inventory of your assets”.

The Life Transitions Newsletter is a twice monthly publication. For your articles to be selected, they must be received by the second and fourth Monday of the month and will be published by the second and fourth Thursday of the month. Selected articles, ideas and comments must be as brief as possible. (Please note: that the next edition will be published on August 14th and articles must be received by August 11th.)

Rob’s Computer Solutions
(www.mashcomputersolutions.com)
Microsoft Outlook Express is e-mail program that comes with most versions of Microsoft Windows. It’s also a target for a lot of current and future hackers and viruses. It is then, the preferred method of virus delivery and is the most heavily targeted by the bad guys.
Please do the following:

1. Prevent other applications from sending e-mail

A virus that wants to replicate and share itself with other computers will try to use Outlook Express to get the job done. But it’s rather easy to prevent. In Outlook Express, go to Tools | Options, select the Security tab, and enable the Warn Me When Other Applications Try To Send Mail As Me option.

2. Turn off HTML e-mail in Outlook Express

To disable HTML e-mail in Outlook Express, go to Tools Options, select the Mail Sending Format tab, and select the Text option. To configure Outlook Express to read HTML
e-mail as text, which strips away any malicious content, go to Tools | Options, select the Read tab, and select the Read All Messages In Plain Text option.

3. Give up the Preview Pane in Outlook Express

The Preview Pane definitely comes in handy when scanning through e-mails. However, it’s actually quite dangerous: The operating system considers previewing an e-mail and opening an e-mail to be the same thing. To get rid of the Preview Pane, go to View | Layout, and deselect the Show Preview Pane option.

4. Disable JavaScript in Outlook Express

The malicious use of JavaScript can pull a lot of information off a computer — specifically, browsing history and cookies. It can’t format your hard drive, but it can help someone steal information without your knowledge. In Outlook Express, go to: Tools | Options, and select the Security tab. Enable the Restricted Sites Zone (More Secure) option. Go to Start | Control Panel, and double-click the Internet Options applet. On the Security tab, click the Custom Level button. Under Scripting, select Disable under the Active Scripting heading.
5. Block potentially malicious attachments from infecting you.
Some attachments are bad; some are good. It’s better to be safe. To disable potentially malicious attachments, go to Tools | Options, select the Security tab, and select the Do Not Allow Attachments To Be Saved Or Opened That Could Potentially Be A Virus check box under Virus Protection.
Final Thoughts
Outlook Express is a handy, easy-to-use e-mail program. You just need to add a little extra care to make it safer to use.

Stan Broitman
Certified Retirement Coach
email: retirementnet@optonline.net
blog: http://protirenet.com
631-427-4697

The Process For Finding a New Career, a New Job, or a Volunteer Job

0 Comments Published January 27th, 2008 in General.

Recently, I have been asked to help several people to find a new career, a new job, or a volunteer job. What has been exceptional about this is that they believed they have to completely “throw out” their old skills and capabilities and start all over again. NOT SO! “Don’t throw out the baby with the bath water.” You may still have what it takes to begin a new “career” (paid or volunteer) with your current skills, some new learning, and more insight into what is needed in the career or job you seek. Here is the process for my job/career/volunteer seeking friends and clients:
· Decide what you want to do. If you cannot decide, you need to go through the reconstructing of your capabilities and skills (call me for further information on “The Seven Steps to a New Career in Protirement”).
· Develop your networking plan. 95% of all job placements are completed by networking not by answering classifieds or sending out 500 resumes. Do not skimp on this, write down every person you know, whether or not you think they can help you. Remember everyone knows many people. They may know the one person who will introduce you to the exact position you are seeking. Be organized and prepared for each networking effort. (Again, I call for help with networking.)
· Write your resume to match the career/job/volunteer position you are seeking. Many people use the same resume for all jobs. This may be the wrong strategy. Employers want to see specific accomplishments and skills in their line of business. Much of the time people have matching skills, which they fail to emphasize or even identify.
· Develop a 2-minute “elevator talk” to use in answer to the question: “Tell me about yourself”. Many people find this to be daunting, but it is essential. Many who are asked the question: “Tell me about yourself”, embark on a lengthy discourse on their entire career and more. You must be cogent, succinct and to the point when asked about yourself in the context of a specific job.
· Practice interviewing with a friend or colleague. Never walk in cold to an interview. Three things you need to do when interviewing:
-         Know the job’s description for which you are interviewing.
-         Know your own skills and accomplishments in context of the job for which you are interviewing.
-         Practice answering questions to the point and succinctly. Answer the question as it is asked, not what you thought your heard or want to say.

There is more to this career/job search, but if you use the steps mentioned above, you will have a good start.

Stan Broitman

Certified Retirement Coach

631-427-4697

Email:retirmentnet@optonline.net

www.protirenet.com

The Difference Between Men and Women In Retirement

0 Comments Published January 24th, 2008 in General.

A recap of the discussion guide for a discussion group done recently. What is your vote?

The objectives of our discussion tonight;
·    To understand each of the seven components of retirement planning described below.
·    To discuss how each of these aspects of retirement is different for men and women.
·    To explore how each of these issues may affect couples.
The agenda:
·    Stan Broitman will give an overview of the seven components described below.
·    Ellen and Stan will talk about the male and female perspective of each.
·    The audience will “weigh in” on the discussion as we go through each aspect. We are seeking a response from the audience as to whether men or women might have an advantage in resolving each particular issue.
·    Answer the question of how could men and women help each other in areas of difficulty?
This is not an objective analysis. We have not done a survey, or a controlled experiment. This analysis is based solely on the experience of Ellen, Stan and yourself.

· Meaning – An amalgam of feelings which offer us:
-         Peace
-         Comfort
-         A sense of utility
-         Connection with others
-         The belief that we are doing something necessary and worthwhile.

· The Loving, Learning and Working Principle – These three are the key aspects of life required to maintain a person’s aliveness.
-         WORK: Physical or mental effort or activity directed toward the production or accomplishment of something.
§         Without the routine of work people lose:
·         Structure & Time management
·         Social interaction
·         Sense of purpose (meaning)
·         Loss of professional identityà Status
·         Loss of income
-         LOVE – is the central emotion without which humans cannot live a happy life.
-         LEARN –
§         Learning is the key to our ability to think, to acquire new knowledge, skills, competencies, etc. Learning is also the flip side of teaching, an essential part of human existence which enables us to pass our knowledge and abilities on to others and helps us to communicate our love and our accomplishments on to others.
-         The Boredom Continuum answers the question: Does your challenge meet or exceed your capability?
§         Challenge > Capability à learn and be excited
§         Challenge = Capability à excitement for a while, then boredom
§         Challenge < Capability à Boredom
· Relationships – This consists of three different factors; a primary relationship (a husband, wife, or significant other), a network of relationships (friends and family), and an intimate relationship(s) (a person or persons with whom we feel safe enough to tell our most inner thoughts and feelings and sometimes secrets).
· Planning – A key aspect of retirement, which often determines the success (happiness, fulfillment, peace, etc.) of one’s retirement years. The key question here; Have you done the work to insure that you are challenged enough not to be bored [have you found your passion?], to be financially secure, and have the relationships not to be isolated and alone and have a support system in case of need?
· Exploration and Experimentation
-         Explore:
§         To search into for the purpose of discovery.
§         To investigate systematically; examine: explore every possibility.
-         Experimentation
§         To try something new, especially in order to gain experience, an innovative act.
-         These are essential aspects of planning which will insure that your retirement plan works well.
· Financial Security – The belief that has been demonstrated by an in-depth understanding from your knowledge and experience, that you have enough money to maintain your current standard of living throughout the remainder of your life.
· Health and Wellness – consists of all the energy you expend helping your body and your mind work as healthy as possible. This also relies strongly on your attitude toward your physical and mental commitment to stay healthy and your attitude toward aging.

Stan Broitman
Certified Retirement Coach
email: retirementnet@optonline.net
blog: http://protirenet.com

631-427-4697

Life Transitions Newsletter Volume 1, Number 1 July 7th, 2008

1 Comment Published January 14th, 2008 in General.

Today’s Article: Ten Tips for Brain Fitness
Dear Friends,
I am beginning this periodic newsletter to keep you informed of developments in the world of transitions. What kind of transitions? All manner of life changes: career, retirement, family, relationships, leisure, residence, health, etc. I will send you great articles and tell you stories from my own experiences.
Write to me and let me know what you think.
Stan Broitman
retirementnet@optonline.net
http://protirenet.com
631-427-4697

Remember that when making a transition,
you might run into your old buddy FEAR. Just step
over him and continue on your way.

Ten Tips for Brain Fitness
1. Eat dark chocolate.

The task: Add some dark chocolate to your diet.

The reason: When you eat chocolate, you activate the systems in your brain that pump dopamine, an important brain chemical. These systems enable learning and memory, and help keep your brain sharp and fit.
2. Visit a museum.

The task: Go on a guided tour of a museum or another site of interest. Pay attention to what the guide says. When you get home, try to reconstruct the tour by writing an outline that includes everything you remember.

The reason: Research into brain plasticity (the ability of the brain to change at any age) shows that memory activities that engage all levels of brain operation — receiving, remembering and thinking — help to improve the function and hinder the rate of decline.
3. Memorize a song.

The task: Choose a song with lyrics you enjoy, but haven’t memorized. Listen to the song as many times as necessary to write down all the lyrics. Then learn to sing along. Once you’ve mastered one song, move on to another.

The reason: Developing better habits of careful listening will help you in your understanding, thinking and remembering. Reconstructing the song requires close attention and focus and an active memory. When you focus, you release the neurotransmitter acetylcholine, a brain chemical that enables plasticity and vivifies memory.
4. Exercise your peripheral vision.

The task: Sit in a place outside your house, such as on a park bench or in a cafe. Stare straight ahead and don’t move your eyes. Concentrate on everything you can see without moving your eyes, including in your peripheral vision. When you’re finished, write a list of everything you saw. Then try again and see if you can add to your list.

The reason: Scientists have shown that the neurotransmitter acetylcholine, which is crucial to focus and memory, falls off with memory loss and is almost absent in Alzheimer’s patients. This activity should help you reinvigorate the controlled release of acetylcholine in your brain through a useful visual memory task.
5. Learn to play a musical instrument.

The task: If you’ve ever thought about learning to play an instrument or take up an old one, now is a great time!

The reason: Playing an instrument helps you exercise many interrelated dimensions of brain function, including listening, control of refined movements, and translation of written notes (sight) to music (movement and sound).
6. Do a jigsaw puzzle.

The task: Do a jigsaw puzzle that will be challenging — no fewer than 500 pieces.

The reason: Mundane as they may seem, jigsaw puzzles can provide real help for your brain. Completing one requires fine visual judgments about where pieces belong. It entails mentally “rotating” the pieces, manipulating them in your hands, and shifting your attention from the small piece to the “big picture”. To top it off, it’s rewarding to find the right pieces.
7. Turn down the TV.

The task: Set your television volume down a little from where you normally set it. See if by concentrating you can follow just as successfully as when the volume was higher. Once that setting gets easy, turn it down another notch.

The reason: You can’t get rid of radio static by turning up the volume. Many people raise the volume because their listening has become detuned, a little fuzzy. Matching TV volume to a conversational level can help you catch every word when talking with others.
8. Have a ball.

The task: Practice throwing and catching a ball up in the air.

The reason: People who master these kinds of sensory-guided movement activities can hone their brain’s visual, tactile and hand-eye coordination responses, with widespread positive impacts for the brain.
9. Step it up a notch.

The task: Find an activity you like to do by yourself, such as completing a crossword puzzle or knitting, and take it to the next level. See if by concentrating and giving more effort to the activity you can succeed better or more quickly.

The reason: There is limited value in working at a game or exercise that you can perform without paying close attention. It is important to always strive to take it up a notch to a higher and more demanding level to re-engage the brain’s learning machinery.
10. Learn to use the other hand.

The task: If you’re right-handed, use your left hand for daily activities (or vice-versa). Start with brushing your teeth left-handed and practice till you have perfected it. Then attempt more complex tasks, such as eating.

The reason: This is an exercise in which you know what you’re supposed to achieve, but must do it in a new learning context. This can drive your brain to make positive changes. Think of millions of neurons learning new tricks as you finally establish better control of that other hand.

Life Transitions Newsletter Volume 1, Number 2 Published Twice a Month July 17, 2008

0 Comments Published January 14th, 2008 in General.

Feature Article: Retire-Preneurs Making Their Mark

Dear Friends,
This week’s edition includes:
· Comments from people who read last edition’s feature article: Ten Tips for Brain Fitness.
· This week’s feature article deals with people of our generation starting their own businesses and why. Many people I know would like to start their own business, included this week is a story of one retire-preneur; Rob Rainer’s MASH Computer Solutions company is just such an example.

The Life Transitions Newsletter will be a twice monthly publication. For your articles to be selected, they must be received by the second and fourth Monday of the month and will be published by the second and fourth Thursday of the month. Selected articles, ideas and comments must be as brief as possible. (Please note: that the next edition will be published on July 31st and articles must be received by July 28th.)

Comments, Ideas and Suggestions:
  — “Stan….I like this article…especially about the chocolate…which I enjoy….I also thought of the following:’
- Walking - even at a leisurely pace moves the blood around and improves breathing which stimulates endorphins in the brain …likewise with swimming
Reading a book or joining a book club at a library or place of worship.. (we have a great one at our church) - we meet monthly and in December have a dinner together - this activity keeps one’s mind active.
Learning to do stained glass – I’ve started this and enjoy using my hands in mastering glass cutting and polishing, soldering, etc. - it is amazing how my mind focuses on the task and seeing “results” in my work … the same can be said for painting.
Journaling - I used to do this…and it was a source of “grounding” as the day came to a close..
Taking a day trip - our church took a day tour of Harlem a few months ago and it was like a renewal of spirit. We visited St. John the Divine church, the Shomburg Center and Sugar Hill…and of course, a visit to Sylvia’s and her southern home cooking was excellent…..you feel like a whole new person again. Hope you find some of these tidbits helpful…..stay well….”   by Joe Campise

—Hi Stan,
Good newsletter!
Paul Mila— (Paul has written 2 published novels, the next one ”Fireworks” to be released and travels all over the world scuba diving. He will tell you more of his adventures in future issues. Check out his website: www.milabooks.com)

— Very enjoyable newsletter, Stan.
Regards,
Felice Zaslow

— Stan…
The newsletter idea is great …Thank-you for including me. Wonderful first issue.
  I plan on printing it and will do at least one of the things each day.. Great advice as always..
Rob and I are good. We are keeping as active as possible. I am now very involved in The Transition
Network. I have become the event planner for Long Island.
  Two neat things coming up: July 9th Old Westbury Gardens…open to all Picnic/Peter Duchin Band.
Since we will be in town on the 8^th, we will be  just in time to go to Heckscher Park for one of your summer
arts festivals. Patricia Shih is a singer/songwriter and recent acquaintance and will be performing free in the
park. If you get a chance try to go!
Hope to see you either at Old Westbury or Heckscher..
   Bye… Angela

Though I realize it’s too late for you to attend the two above events, I wanted you to get a feel for some things I am looking for in the future. Send me ideas, articles, events, stories about your adventures and I will select among these to publish. Please get them to me on the second or fourth Monday of the month and I will publish the selected writings by the second and fourth Thursdays of the month. Let me know what you think and what you’d like to see in the “Life Transitions Newsletter”.
- Stan

Retire-Preneurs Making Their Mark
By John Ingrisano
It used to be that the poster child for business start-ups was a young pup (young, being 30-ish or so) a trim guy wearing Dockers in a converted brick warehouse-turned-office-loft, or an in-control gal reviewing an employee’s design sketches.
That’s all changing. Today’s new-biz “poster child” is more of a “poster grandpa” these days. They’re men like a fellow I know called Flute, who, well into his 70s, does small-engine repair out of his garage and brings in about $27,000 a year. Or George, who pulled out of corporate America in his mid-50s and, with no entrepreneurial experience, bought a small motel in need of a turnaround. A few years later, at age 60, he sold that and built a 22-bed assisted living facility from scratch (this with zero experience in the field).
We’re witnessing a bona fide small-business revolution, as a whole new breed of business owners is emerging. They’re alternately called retire-preneurs or senior-preneurs, and at an age when most people used to look for a sturdy rocking chair, a chance to putter in the garden, or tip in a few putts at the golf course, these men and women are launching serious business ventures.
Here it is by the numbers: As many as 1 million “seniorpreneurs” — men and women between age 55 and 64 — may be starting up each year, reports the University of North Florida (May 2007). Plus, AARP reports that as many as 40 percent of American entrepreneurs are over 50. Business start-ups by men and women age 55 or older increased by 35 percent between 2001 and 2005. More telling, these businesses now represent 28.7 percent of all self-employed workers. That’s the highest percentage among all age groups.
Why this big surge seniors starting businesses? Here are ten good reasons:
We’re retiring earlier, sometimes in our late 50s, rather than in our late 60s, like our parents.
We’re living longer. In 1900, life expectancy at birth was 47. Today it is 77. Many of us could end up spending more time in retirement than we did in the work force.
We’re healthier and more active than past generations. I know a woman in her 80s who plays tennis three times a week; a man in his late 70s who skis in Colorado every winter. And they’re not alone.
Some of us need the money. Most people retiring today are not financially prepared to live off savings for two, three or four decades.
Some of us have more than enough money to launch a new venture without going hat-in-hand to the bank.
Too many of us are bored. One survey found that many retirees “lamented the loss of usefulness after retirement and spent half of their free time watching television.”
Many of us cherish the freedom. If the choice is working for $7 an hour as a department store greeter or setting up our own businesses, well …
Many of us are not ready to give up control of our time and our lives. We still have a lot to say and do and accomplish. Starting a business lets us prove to ourselves and the rest of the world that we’re not quite done making our mark yet.
Most of us like the flexibility of doing something because we want to rather than because we have to. There’s less pressure to make a million bucks than when we were kids.
Many of us still love the flat-out thrill and challenge. We’re not ready to settle back and play it totally safe. We need and want the rush of adventure, of pitting our decades of skill against the rest of the world.
The bottom line: If you’re already in business, keep in mind that the best may be yet to come. And if you’re thinking about hanging up your day job and going out on your own, well, it’s never too late. Just go slow, do your research, and get good advice.
Source: Corporate Report Wisconsin. Provided by ProQuest Information and Learning
Robert Rainer/MASH Computer Solutions
Here is a story about a real live retire-preneur. Five years ago, Rob was a K-6 and computer teacher who was about to retire after 20 years. He knew that he wanted to have a new “career” and still be retired. He became a Certified Information Technologist (by both Microsoft and HP). Some weeks he works 2 days and some weeks he works 3 days, in addition he is a having a ball as a “certified retiree.” We will hear more about what Rob does in the coming weeks. He may become a great resource for your computer needs. (www.mashcomputersolutions.com)
Stan Broitman
Certified Retirement Coach
email: retirementnet@optonline.net
blog: http://protirenet.com
631-427-4697

The TEN Mistakes People Make in Planning The Retirement Transition

0 Comments Published January 14th, 2008 in General.

1. Believing that the next stage of life will be easier in every way than the last one. In other words, there will be fewer issues.
2. For those who are retiring, believing that they will now be on a permanent vacation.
3. Not recognizing clearly what you want to do.
4. Not knowing how to go about actually doing what you want to do and not asking for help.
5. Unwillingness to explore new possibilities in all walks of life: leisure, relationships, family, work, learning, financial security, etc.
6. Being afraid to try something new.
7. Trying something new and finding that it wasn’t what you wanted and then not exploring more to find your passions.
8. Then listening to your own mind telling you that what you want to do is impossible.
9. Leaving this transition totally up to yourself (and your own devices). Then saying to yourself (and others) “see, I told you it wasn’t possible!”
10. Looking back and saying to yourself: “I should have done that.”

The biggest mistake is that most of us don’t know that this next stage of life can be the best, if we just take the time and effort to find our passions and plan it out.

Stan Broitman
Certified Retirement Coach
email: retirementnet@optonline.net
blog: http://protirenet.com

631-427-4697

Life Transitions NewsletterVolume 1, Number 9 October 30, 2008

0 Comments Published January 7th, 2008 in General.

· Dear readers,
There are two articles for this edition:

Article one is on SEX by Jed Diamond. It is a very personal, informative and at times funny insight into a man’s view of his sex life. More than that, it gives us over 60’s a new view of sex we might not have seen before or maybe are unwilling to experience.

The second article is another helpful MASH review of backing up your work on a computer.

Sex in the Sixties vs. Sex in the 60s

by Jed Diamond
Born in 1943, I moved into my sexually active years as a teen in late 50s and early 60s. What boys learned was that girls weren’t much interested in sex. Since boys were very interested, it was our job to break down her resistance and get her to go along with our desires. Sex was mostly about “scoring.” If you were very lucky to find a girl you could coax, you did everything you could to get to “first base.” If successful, you tried to steal second. After that you were in “no man’s land.” You weren’t quite sure what you were supposed to do next. But you knew it was incumbent on you to try and make it all the way.
There seemed to be an agreement between the boys and the girls. It was the boy’s job to try and score. It was the girl’s job to continually remove your hands and keep her virtue intact. Pleasure and joy never seemed to be part of the package.
Most of my young sexuality wasn’t spent with girls at all, but with airbrushed images from magazines and imagined scenes from forbidden books like Peyton Place. In my fantasies these dream lovers would do all the things that real girls, I had come to believe, didn’t want to do. Masturbation became a much more consistent means for expressing my young sexuality.
Meeting my wife, “messing around,” and finally having sex after we had decided to get married, I entered a new phase of sexuality. I found that women not only enjoyed sex, but would take an active role in initiating and sharing it. It was a time of sexual exploration with a real person, without so much of the conflict over me pushing for it and her saying no. Though there was still the belief that I should want to do it all the time and she should want to do it at times, well at times that often seemed incomprehensible and mysterious.
As I’ve gotten older, sex has changed. Sometime in my mid-forties, the time I’ve called “male menopause,” I moved into a period where everything having to do with sex became awkward and confused. We became like pimply-faced teen-agers again. We were shy with each other. We seemed to have totally forgotten the ease of sexual intimacy and pleasure. We couldn’t seem to kiss without our noses getting in the way. Sex was hit and miss. Erections would disappear at the most inopportune times. They would jump to attention when least expected.
In talking with other men and women who came to see me for therapy, I realized that I wasn’t alone in this. There seemed to be a stage of life centered around “the change”, where it’s like adolescence the second time around. This was the most stressful period of our marriage. I would alternate between wanting my wife with all my heart and feeling that I should leave the marriage and find someone who I was more compatible with. She seemed to feel the same way.
As we moved into our late 50s and 60s, sexuality seemed to settle into a new phase. For the first time in my life I wasn’t driven by the need for intercourse. I found that sexuality would be more playful and less focused on orgasms. We enjoyed each other more even when we weren’t “having sex.”
In fact, sex started expanding in our lives. It went from sex being synonymous with intercourse to sex being anything that created pleasurable orgasms to sex being anything that was mutually pleasurable and created more intimacy between us. Sex started to include holding hands while we were sitting on the couch watching television. It even included unexpected looks of love and longing that would bring tears to my eyes.
It took me some time to let go of old beliefs:
· If I’m not trying to have intercourse all the time, anytime, day or night, there must be something wrong with me as a man.
· If I’m not the aggressor all the time, she’ll think I’m not attracted to her.
· If I accept sex as more loving, touching, feeling, and less “wham bang,” it will mean I’m losing my manhood and becoming “feminized.”
· If my men’s group found out how little we were “doing it,” I would lose face.
· If I can’t get an erection on demand or if it takes longer to get one, or if I lose it before we can have intercourse, I’m a failure as a lover and she’ll probably look for someone else.
· If her body doesn’t look like the models I remember growing up, I should look for someone who is younger, prettier, and easier to impress.
· If I go for days or weeks and don’t think about sex I must be getting old and decrepit and the next stop is Alzheimer’s and the nursing home.
It is true that sex in my sixties is different than sex in the 60s. When I’m nostalgic, reflecting on what I might do and who I might bed if I had another shot at the past, I become frustrated with what I have now. Most of the time, however, I’m content to let the 60s stay in my memories with the guy I was then. It’s actually kind of wonderful to be a man in his 60s with a woman in her 60s still trying to figure out what it’s all about.

Rob’s MASH Computer Corner
4 Important Data Backup Strategies For Your PC /MAC
(www.mashcomputersolutions.com)
Backup! Backup! Backup! Important Data could be in the form of pictures, videos, documents, software log files, movies, etc. For the most part, this data is safe. That is until the inevitable day that your hard drive crashes. If you haven’t prepared, your data is gone!

This situation is so common that the art of the ‘backup’ has spawned an entire industry. Today there are dozens of firms offering different data backup solutions.

Keep in mind, I will mention 4 important data back up strategies for Windows users, most of them being almost the same for Mac users except for the change in the software type. Check them out and start backing up.

Back Up Offline Files And Folders
Offline files and folders are things stored on your computer; you know, the files that are available to you when you’re no online. It can include all your pictures, documents, videos and many other files. To back them up, you should use an external storage device like an external USB hard disk drive. Such drives are plug and play and very easy to use.

I use an external 500 GB Western Digital MyBook for the purpose. I highly recommend signing up with an online backup service like Mozy or Carbonite and getting your files backed up with them. In case your external hard drive gets stolen or damaged, they will send you the DVDs containing your data.

A free tool called AceBackup works great. IdleBackup is an excellent tool, it’s free and automatically backs up files while you’re away from your computer. LifeHacker.com has a detailed description about the entire process and how it works.

Back Up Browser Preferences
If you are using Internet Explorer or Apple’s Safari then you can export your bookmarks and save them to the external drive. Regarding the passwords, there are some paid tools to export and store IE passwords, although I haven’t tried any of them.

For Firefox users, there is much more data, like the extensions and preferences. Fortunately, the backup is not that tough. Check out this post - 3 Useful Methods to Back Up Your Firefox Preferences. My personal favorite is the FEBE extension which backs up everything with a single click. I used to restore all my Firefox preferences easily, after reinstalling Windows.

Back Up Emails
Now emails are something which are as important as any other data and they need to be backed up. If you are using any web based email account, a separate Gmail account can function as an online email backup center for those accounts. You can go ahead and set up the Gmail mail fetcher for the purpose.

If you are using desktop email app like Outlook, you can export and backup the emails using the Import and Export Wizard. You could even .

Sync Tools
We have discussed how to backup your data, however if you don’t organize and sync the data in your computer and the external storage device then that’s work half done. You need to setup tools which would also sync the data between the devices. IdleBackup, which I’ve mentioned above does incremental back ups which means it only backs up those files which have changed. So in a way it takes care of the sync task.

Other good tools which let you sync data between two locations are SyncbackSE and the free tool, . SyncbackSE comes with a free trial and is probably the best backup and sync tool available. It also offers a free version called which is a pretty awesome tool too.
Hope you like the backup strategies mentioned and make use of them to back up your data everyday. Don’t wait for a HD crash.

The Life Transitions Newsletter is a twice monthly publication. For your articles to be selected, they must be received by the second and fourth Monday of the month and will be published by the second and fourth Thursday of the month. Selected articles, ideas and comments must be as brief as possible. (Please note: that the next edition will be published on November 14th and articles must be received by November 10th.)

Stan Broitman
Certified Retirement Coach
email:
blog: http://protirenet.com

Life Transitions NewsletterVolume 1, Number 8 October 16, 2008

0 Comments Published January 7th, 2008 in General.

· Dear readers,
There are two articles for this edition; one is on making choices for what you do in retirement and the other is on the truth about the aging brain and what to do to preserve and enhance it.
                                                                         Stan
  Work, Learn and Love
While coaching many people over the past 5 years I’ve been finding that some people think that all they need to is do things that they want to do. Others experience anxiety because they can’t adjust to their new lives of choosing the things that they really love to do. Why? Maybe they no longer know what they love to do or can’t seem to reconcile that they no longer have to do anything. They can choose!
What is the difference? Those who are anxious are always seeking some sought of security that they don’t have, even if they have enough money and a financial plan to back it up. (Of course, this week with the stock market situation, they may have cause to be somewhat anxious.) But, even with the stock market down, the people with the jitters haven’t had that much invested; they still seem to have enough to be fairly certain of their financial security. But financial security is only one realm of life. These people are often bored to distraction in all areas of their life which creates the anxiety.
So why are the jitterers so riled up? They are searching desperately for a comfortable place for their imaginations. They live with fear of what they imagine will happen some time in the future, this isn’t ameliorated with a turn up of the market or a happy spouse or friend breathing happiness into their faces. Maybe, if they truly examine what they are fearful of, they would find something tangible. But this is almost an impossible task. You see, only the structure of their former jobs will do them any good. They are so used to being in a structured environment, that they can’t adjust to the “world outside”.
I can sympathize with these folks, because I lived through this myself. Then one day I created a new structure for myself; retirement coaching. Now this wasn’t easy. I explored, experimented, learned and worked to find the thing that I love to do. I WORKED; That’s not a dirty word for retirees. It merely means to accomplish or produce or create something. I LEARNED; I went through the coaching certification process which required that I learn a lot of new things. The product; I found something I LOVE.
So what’s the message? In retirement we may a have a world of choices and this in and of itself can be quite fearful. What can you do about this situation? Here are some ideas:
1. Find three (or even one) things that you want to do. Look for these 3 things in the area of work (new definition for retirement: to accomplish something, produce something or create something), leisure, family, relationships or meaningful activities (defined for yourself).
2. Narrow down your choices to the prime ones, no more than three (as few as one).
3. Do a brief plan of no more than three steps to be accomplished in the next week. Explore things before you begin to actually implement them. Example; Part time job (paid or volunteer). Search newspapers and internet to identify the type of job you’d like to have.
4. Do one step at a time and go slowly and deliberately. When you’ve found one feasible job or leisure activity, go see the environment, meet the people involved, etc.
5. If step 4 seems okay, then see if you can do the activity a couple of times before you jump in.
6. If the activity passes muster, then go ahead with it.
Try this process for all aspects of your life; work, leisure, relationships, family, financial, health (exercise, etc.). Remember, go slowly, you’re probably out of practice in the area of doing new things. But once you’ve experimented with this method, you’ll find it can work more and more as you go along.
If you’re having difficulties, call or email me!

The Upside of Aging

New research finds some brain functions actually improve with age. Our reporter on delayed retirement and how to stay sharp.
By SHARON BEGLEY

The aging brain is subject to a dreary litany of changes. It shrinks, Swiss cheese-like holes grow, connections between neurons become sparser, blood flow and oxygen supply fall. That leads to trouble with short-term memory and rapidly switching attention, among other problems. And that’s in a healthy brain.
But it’s not all doom and gloom. An emerging body of research shows that a surprising array of mental functions hold up well into old age, while others actually get better. Vocabulary improves, as do other verbal abilities such as facility with synonyms and antonyms. Older brains are packed with more so-called expert knowledge — information relevant to your occupation or hobby. (Older bridge enthusiasts have at their mental beck-and-call many more bids and responses.) They also store more “cognitive templates,” or mental outlines of generic problems and solutions that can be tapped when confronting new problems.
Eric Kandel, 77 years old, who shared the 2000 Nobel Prize in medicine, maintains an active lab at Columbia University and mentors younger scientists. “I think I do science better than I did when I was younger,” he says. “In science, judgment is so important, and I now have a better understanding of which problems are important and which aren’t.”
Growing awareness that old brains aren’t necessarily senile brains is already fueling a slew of consumer offerings. Brain exercises developed for older adults by Posit Science Corp. in San Francisco are being offered by retirement communities, senior centers and assisted-living facilities, as well as by insurers such as Humana to their Medicare enrollees. The computer-based program includes exercises intended to improve memory and attention, as well as sharpness of hearing. Continuing, peer-reviewed studies conducted by Posit scientists suggest it can roll back the mental agility calendar by at least a decade.
Some retirement communities and assisted-living centers are installing a touch-screen-based cognitive fitness program developed by Dakim Inc. of Santa Monica, Calif., that gives seniors practice on seven cognitive skills, including language and the kind of visual-spatial processing that helps you read a map. The system uses “age-appropriate” film and audio clips, such as Jimmy Stewart movies, as the basis for short-term memory exercises and adds new exercises every 24 to 48 hours.

The Life Transitions Newsletter is a twice monthly publication. For your articles to be selected, they must be received by the second and fourth Monday of the month and will be published by the second and fourth Thursday of the month. Selected articles, ideas and comments must be as brief as possible. (Please note: that the next edition will be published on September 11th and articles must be received by September 8th.)

Stan Broitman
Certified Retirement Coach
email:
blog: http://protirenet.com
631-427-4697

Life Transitions NewsletterVolume 1, Number 7 October 2, 2008

0 Comments Published January 7th, 2008 in General.

Living on Purpose
I was reading an article entitled “Are You Living on Purpose?”
by Marcia Weider who is “America’s Dream Coach”. It really embodied many of the aspects of making a transition from “working” to retirement. One important aspect of this transition is finding out what your purpose is.
Marcia’s premise is that most of us do not know what our purpose is because we have been so focused on our jobs that we just have not thought about this. Yet, in order to live our dreams, we need to determine what our purpose is. In the transition from work to “protirement”, it is a good time to answer this question. You are free to choose what that definition is for you, you are essentially independent, and you have acquired enough wisdom to make this determination.
What I like about Marcia’s methodology is that she offers a solution to the question: “Why am I here?”
Her advice is that “your Purpose is not a big, burdensome, heavy weight that you “must” accomplish in your life; rather, it’s a joyous expression of who you are. My client, who did not think finding his Purpose was the way to double his business, did not increase sales until he defined who he was; then it was easy. Standing in your Purpose, the quality of your dreams and you life, will change.”
“Your Purpose could be anything that gets your juices flowing; it comes from what turns you on in life. Your Purpose is anything that touches your heart and makes a difference to you. If you’re working at a job just for the money, and what you’re doing doesn’t make you feel proud, perhaps you’ve lost your sense of Purpose. The test is how you feel: are you turned on, or do you rationalize by saying that if you don’t “sell this product, somebody else will.”
Don’t get me wrong, selling a product can be wonderfully purposeful. It’s all up to how you look at it. A salesperson who fulfills the needs of a customer is doing a service for that customer.
Most people are so busy reacting to the needs of daily life that they’re happy just to be getting through the day. It’s hard to live on purpose when life revolves around daily crises and you’re always feeling overwhelmed. By taking the time to define your Purpose, you’ll open up more time and space, have more energy, and be more focused.
If you have attended one of my workshops or are a private client, you may have written a mission statement. I think this will help uyou tpo identify your purpose. Here are the basics of a mission statement:
A mission statement is a:
- declaration of who you are,
- what you “stand for”,
- what you will do in retirement to live your purpose,
- and bring satisfaction and meaning into your life.
The structure of a mission statement is one to three sentences which state:
▪ Who you are (your key characteristics),
▪ What is the essence of what you want to do with your life in retirement,
▪ How you will bring all this about.
It should not include:
- Every specific activity you want to do, just the most meaningful ones to you.
- Adjectives such as wonderful, good, etc. Or adverbs such as highly, quickly.
If you have trouble with writing your mission or statement of your purpose, give me a call oe write an email to me.
10 dumb things users do that can mess up their computers:
(www.mashcomputersolutions.com)
#1: Plug into the wall without surge protection.
Here’s one that actually can physically destroy your computer equipment, as well as the data it holds. You can protect your systems against damage from power surges by always using a surge protector, but it’s important to be aware that most cheap surge protectors will survive only a single surge and need to be replaced afterward. An Uninterruptible Power Supply (UPS) is better than a surge protector; it has a battery that keeps power flowing smoothly even when there’s an outage, to give you time to gracefully shut down.
#2: Surf the Internet without a firewall.
Many home users plug their computers right into their spiffy new cable or DSL modems and hop onto the Internet without realizing that they’re putting themselves at risk from viruses and attackers. Every Internet-connected computer should be protected by a firewall; this can be a firewall built into the broadband modem or router, a separate firewall appliance that sits between the modem/router and the computer, a server at the network’s edge running firewall software, or personal firewall software installed on the computer (such as ICF/Windows Firewall built into Windows XP or a third-party firewall program like Kerio or ZoneAlarm).
#3: Neglect to run or update antivirus and anti-spyware programs.
In today’s environment, you can’t afford to go without virus protection. The malicious programs that AV software detects–viruses, Trojans, worms, etc.–can wreak havoc on your system. Spyware is another growing threat; these are programs that install themselves on your computer (usually without your knowledge) and collect information from your system that is then sent back to the spyware program’s author or vendor. Antivirus programs often don’t address spyware so it’s important to run a dedicated spyware detection and removal program.
#4: Install and uninstall lots of programs, especially betas.
There are many freeware and shareware programs made available as Internet downloads by their authors. Even if you install only licensed, final-release commercial software, too many installations and uninstallations can gunk up the registry. Not all uninstall routines completely remove program remnants and at the least, this practice can cause your system to slow down over time.You should install only the programs that you really need, stick with legitimate software, and try to minimize the number you install and uninstall.
#5: Keep hard disks too full (keep under 15% full ) and fragmented.
One of the results of installing and uninstalling lots of programs (or adding and deleting data of any kind) is that it fragments your disk. Disk fragmentation occurs because of the way information is stored on the disk: To access files, then, the disk’s read heads won’t find all the parts of the file together but must go to different locations on the disk to retrieve it all. That makes it slower to access. If the file is part of a program, the program will run more slowly. You can use the Disk Defragmenter built into Windows (Programs | Accessories | System Tools) or a third-party defrag program to rearrange these pieces of files so that they’re placed contiguously on the disk.
#6: Open all email attachments.
Getting an e-mail message with an attachment is like getting an unexpected gift. The most blatantly dangerous attachments are executable files–those that run code–with extensions like .exe, .cmd, and many others. Files that aren’t themselves executables, such as Word .doc files and Excel .xls files, can contain embedded macros. Scripts (Visual Basic, JavaScript, Flash, etc.) aren’t directly executed by the computer but are run by other programs. You should open attachments only when they’re from trusted sources and only when you’re expecting them. Even if the mail with the attachment appears to come from someone you trust, it’s possible that someone spoofed their address or that their computer is infected with a virus that sent the attachment to you without their knowledge.
#7: Mouse Click on everything.
Opening attachments isn’t the only type of mouse click that can get you in trouble. Clicking on hyperlinks in e-mail messages or on Web pages can take you to Web sites that have embedded ActiveX controls or scripts that can perform all sorts of malicious activities, from wiping your hard disk to installing a backdoor program on your computer that a hacker can use to get in and take control of it. Clicking the wrong link can also take you to inappropriate Web sites that feature pornography, pirated music or software, or other content that can get you in trouble if you’re using a computer on the job or even get you in trouble with the law.
#8: Share and share alike.
If you have file and printer sharing enabled, others can remotely connect to your computer and access your data. Even if you haven’t created any shared folders, by default Windows systems have hidden “administrative” shares for the root of each drive. A savvy hacker may be able to use these shares to get in. One way to prevent that is to turn off file and printer sharing–if you don’t need to make any of the files on your computer accessible across the network. This is especially a good idea if you’re connecting your laptop to a public wireless hotspot.
#9: Picking the wrong passwords.
That brings us to another common mistake that can expose you to attacks: picking the wrong password. Even if you don’t belong to a network where the administrator forces you to select strong passwords and change them regularly, you should do so. Don’t pick passwords that are easy to guess, such as your birthdate, loved one’s name, social security number, etc. Longer passwords are harder to crack, so make your password at least eight characters long; 14 is even better. Popular password-cracking methods use “dictionary” attacks, so don’t use words that are in the dictionary. Passwords should contain a combination of alpha, numeric, and symbol characters for best security.
#10: Ignore the need for a backup and recovery plan.
It’s essential that you always back up your important information and have a plan for recovering from a system failure. Data is the most important thing on your computer. The operating system can be reinstalled and so can applications, but it may be difficult or impossible to recreate your original data. Store backed up data on a network server or removable drive. Save time and frustration by backing up your system information too. You can create mirror images of your disks using popular ghost or clone programs. You can restore your system quickly instead of going through the tedious installation process.
Please try these 10 tips; I think they will help your overall comfort level and safety on the World Wide Web.

The Life Transitions Newsletter is a twice monthly publication. For your articles to be selected, they must be received by the second and fourth Monday of the month and will be published by the second and fourth Thursday of the month. Selected articles, ideas and comments must be as brief as possible. (Please note: that the next edition will be published on September 11th and articles must be received by September 8th.)

Stan Broitman
Certified Retirement Coach
email:
blog: http://protirenet.com
631-427-4697

The Retirement Network

The Life Transition Newsletter, Volume 1, Edition, #4, August 14th, 2008

The Life Transition Newsletter - Volume 1, Edition #3, July 31, 2008

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2. Turn off HTML e-mail in Outlook Express

3. Give up the Preview Pane in Outlook Express

4. Disable JavaScript in Outlook Express

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The Difference Between Men and Women In Retirement

Life Transitions Newsletter Volume 1, Number 1 July 7th, 2008

Life Transitions Newsletter Volume 1, Number 2 Published Twice a Month July 17, 2008

The TEN Mistakes People Make in Planning The Retirement Transition

Life Transitions NewsletterVolume 1, Number 9 October 30, 2008

Sex in the Sixties vs. Sex in the 60s

Life Transitions NewsletterVolume 1, Number 8 October 16, 2008

The Upside of Aging

Life Transitions NewsletterVolume 1, Number 7 October 2, 2008

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